Allied Healthcare
Sapphire Blue’s Allied Healthcare coverage was designed with maximum flexibility in mind to meet the unique and complex needs of healthcare providers. Sapphire Blue offers a modular policy with separate towers of insurance for Professional Liability (claims-made coverage), General Liability (claims-made or occurrence coverage) and Employee Benefits Liability (claims-made coverage).
Target Classes
- Healthcare Staffing
- Home Healthcare
- Hospice
- Cardiac and Physical Rehab
- Pharmacy
- Medical Clinics
- Lab Services
- Dialysis
- Blood & Tissue Services
- Examinations
Coverage Highlights
- Primary and excess coverage
- Limits from $1M to $25M
- $50,000 minimum premium
- Disciplinary Action Coverage
- Trial/Mediation Attendance per diem
- Subpoena and Deposition Assistance
- Loss of Patient Property Reimbursement
- Public Relations Expense Reimbursement
- Incident Sensitive Loss Trigger
- Punitive Damage Coverage
- Broad Professional Services definition that includes Good Samaritan and Board / Accreditation Committee Coverage
- Consent to Settle (PL)
Benefits and Services
- Superior underwriting capabilities
- Exceptional customer service
Typical Info Required
- Loss history
- Schedule of locations
- Annual receipts per service provided
- Currently valued financials
- Additional requests
Excess Coverage for All Facilities
- Limits up to $25M
- Follow form excess over PL/GL/EL and AL
- Option for most favorable venue, silent on punitive damages or discount for exclusion
Coverage
- Coverage is written on a non-admitted basis through leading London Underwriters rated “A XV” (Excellent) by A.M. Best and benefit from their solid chain of security.